Lumpsum Calculator
Calculate the future value of a one-time lumpsum investment in mutual funds. Enter your investment amount, expected annual return, and years to see your total corpus.
Enter Investment Details
Investment Summary
Invested
₹5.00 L
Wealth Gained
₹10.53 L
Invested
₹5.00 L
Absolute Return
+210.6%
Total Corpus
₹15.53 L
Year-by-Year Growth
| Year | Value | Gains |
|---|---|---|
| Year 1 | ₹5.60 L | +₹60,000 |
| Year 2 | ₹6.27 L | +₹1.27 L |
| Year 3 | ₹7.02 L | +₹2.02 L |
| Year 4 | ₹7.87 L | +₹2.87 L |
| Year 5 | ₹8.81 L | +₹3.81 L |
| Year 6 | ₹9.87 L | +₹4.87 L |
| Year 7 | ₹11.05 L | +₹6.05 L |
| Year 8 | ₹12.38 L | +₹7.38 L |
| Year 9 | ₹13.87 L | +₹8.87 L |
| Year 10 | ₹15.53 L | +₹10.53 L |
Lumpsum Return Formula
Formula:
A = P × (1 + r/100)^n
Where:
A = Final Corpus (Maturity Value)
P = Principal (One-time Investment)
r = Expected Annual Return (%)
n = Investment Period (years)Worked Example
Scenario: ₹5,00,000 invested for 10 years at 12% p.a.
Lumpsum Calculator — FAQs
A lumpsum investment is a one-time, single large payment into a mutual fund or investment scheme — as opposed to SIP (which is periodic/monthly). Lumpsum works best when markets are undervalued or you have a windfall (bonus, inheritance, etc.).
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